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Montego Cove is a 55+ condominium community in Stuart, Florida. The Mediterranean-style community covers about 54 acres, with screened porches overlooking the lakes or preserve.
Source: Beaches MLS data (Flexmls) for Montego Cove: 34 sales from October 2023 to October 2026 and 4 listings active in October 2026. Figures come from what listing agents entered, not association records. Updated October 23, 2026. Community details are compiled from public sources and may change. Verify age requirements, HOA fees and rules directly with the association.
How prices and sales activity have moved, updated automatically from the MLS.
Information is deemed to be reliable, but is not guaranteed. © 2026
Recent listings generally report pets allowed, commonly 1 pet up to 15 lb.
28 of 38 recent listings say no leasing in the first year or two of ownership. Listings most often report a 365-day minimum lease, once a year.
36 of 38 recent listings say the association must approve buyers. Plan for an application and possibly an interview.
Listings most often mention carport, assigned, guest parking.
Clubhouse, Pool, Library, Tennis Court(s), Pickleball Court(s), Spa/Hot Tub. Listings describe a guard-gated entrance.
Listings most often list cable tv, common areas, pest control, roof repairs, pool service, reserve funds, security, maintenance grounds. Confirm with the association.
Rules come from recent MLS listings and can change. Always confirm with the association and its documents before you buy.
A 7,000-square-foot clubhouse includes a lounge, card room, billiards, library, and catering kitchen.
Outdoor amenities include two pools, a spa, lighted tennis courts, shuffleboard, a screened cabana, two fishing lakes, walking trails, and a preserve.
Montego Cove offers condominiums ranging from about 1,462 to 1,722 square feet, with 2 to 3 bedrooms.
Most homes here are resales, so availability changes often. Contact us for current listings, HOA fees, and recent sales.
Under the federal Housing for Older Persons Act, a 55+ community must have at least one resident age 55 or older in at least 80% of occupied homes. Each community sets its own rules for age, guests, rentals, and pets in its governing documents, and many require HOA approval before closing. We can help you review Montego Cove's documents before you make an offer.
Review the HOA, condominium, or club documents, budget, and fees carefully before you make an offer, and ask whether any special assessments are planned. If you are buying a condominium, ask for recent milestone inspection reports and the structural integrity reserve study, which Florida law requires for many condominium buildings three stories or taller, since they can affect future assessments.
Look up the property's flood zone on FEMA's Flood Map Service Center and get homeowners and flood insurance quotes early. Insurance can significantly affect your monthly cost, and a lender may require flood insurance depending on the zone.
Ask the seller for the roof's age and a wind mitigation inspection report. Florida requires insurers to offer discounts for qualifying wind-resistant features, such as impact-rated windows or shutters and stronger roof attachments, so these features can lower your premium. You can look up the property's hurricane evacuation zone through Martin County Emergency Management.
If the home will be your primary residence, apply for Florida's homestead exemption with the Martin County Property Appraiser, generally by March 1 of the year after you purchase. Once a home is homesteaded, Florida's Save Our Homes provision limits yearly increases in its assessed value to 3% or the change in the Consumer Price Index, whichever is lower.
IDX MLS IDX Listing Disclosure © 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.
No open house that works for you? We can schedule a private showing of any listed home, whoever the listing brokerage is.
Tell us what you would like to see and when. An Exodus Realty agent will confirm the details with you.
Yes. Montego Cove is listed as an age-restricted 55+ community. Specific age and occupancy rules are set by its governing documents, so confirm the current rules with the HOA.
A 7,000-square-foot clubhouse includes a lounge, card room, billiards, library, and catering kitchen. Outdoor amenities include two pools, a spa, lighted tennis courts, shuffleboard, a screened cabana, two fishing lakes, walking trails, and a preserve.
Yes. Montego Cove is a gated community in Stuart, FL.
Recent MLS listings for Montego Cove generally report pets allowed, commonly 1 pet up to 15 lb. Pet rules can change, so confirm them with the association before you buy.
28 of 38 recent listings say no leasing in the first year or two of ownership. Listings most often report a 365-day minimum lease, once a year. Confirm the current leasing rules in the association documents.
Based on 38 MLS listings from the last three years, monthly association fees have typically ranged from about $609 to $727. Fees depend on the unit and change over time, and special assessments are separate.
Exodus Realty helps buyers and sellers in 55+ communities across South Florida and the Treasure Coast, including clients moving here from out of state.
Paul Christle, Licensed Real Estate Broker · Exodus Realty. Information is believed reliable but not guaranteed. Verify association rules, fees, flood zones, schools and taxes independently.
