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Harmony Reserve: 55+ Homes for Sale in Vero Beach, FL

Harmony Reserve is a 55+ active adult community in Vero Beach, Florida, built by Holiday Builders and Maronda Homes. Harmony Reserve covers about 120 acres near 33rd Street and 58th Avenue, set on a native upland preserve with wetland views.

Homes for sale in Harmony Reserve

Harmony Reserve at a glance

Single-family homes and villasHome types
About 397 (planned)Homes
2015–presentYears built
YesGated

Community details are compiled from public sources and may change. Verify age requirements, HOA fees and rules directly with the association.

Harmony Reserve home values over time

How prices and sales activity have moved, updated automatically from the MLS.

Information is deemed to be reliable, but is not guaranteed. © 2026

Living here

Amenities and Lifestyle at Harmony Reserve

Clubhouse at Harmony Reserve

A 15,000-square-foot clubhouse includes a fitness center, movement studio, banquet hall, card and game room, and catering kitchen.

Outdoor Amenities and Recreation

Outdoor amenities include a pool, tennis, pickleball, and bocce courts, horseshoe pits, and six lakes and ponds.

Homes

Homes at Harmony Reserve

Home Types and Sizes

Harmony Reserve offers single-family homes and villas.

New Construction or Resale

New homes are being built here, and resales may also be available. Contact us for current listings, HOA fees, and recent sales.

Before you buy

Buying a Home at Harmony Reserve: What to Know

Age Rules Under Federal Law

Under the federal Housing for Older Persons Act, a 55+ community must have at least one resident age 55 or older in at least 80% of occupied homes. Each community sets its own rules for age, guests, rentals, and pets in its governing documents, and many require HOA approval before closing. We can help you review Harmony Reserve's documents before you make an offer.

HOA, Condominium, and Club Rules

Review the HOA, condominium, or club documents, budget, and fees carefully before you make an offer, and ask whether any special assessments are planned.

Flood Zones and Insurance

Look up the property's flood zone on FEMA's Flood Map Service Center and get homeowners and flood insurance quotes early. Insurance can significantly affect your monthly cost, and a lender may require flood insurance depending on the zone.

Hurricane Readiness

Ask the seller for the roof's age and a wind mitigation inspection report. Florida requires insurers to offer discounts for qualifying wind-resistant features, such as impact-rated windows or shutters and stronger roof attachments, so these features can lower your premium. You can look up the property's hurricane evacuation zone through Indian River County Emergency Management.

Property Taxes and the Homestead Exemption

If the home will be your primary residence, apply for Florida's homestead exemption with the Indian River County Property Appraiser, generally by March 1 of the year after you purchase. Once a home is homesteaded, Florida's Save Our Homes provision limits yearly increases in its assessed value to 3% or the change in the Consumer Price Index, whichever is lower.

Upcoming open houses in Vero Beach

No open house that works for you? We can schedule a private showing of any listed home, whoever the listing brokerage is.

Schedule a tour with an Exodus agent

Tell us what you would like to see and when. An Exodus Realty agent will confirm the details with you.

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Harmony Reserve FAQs

Yes. Harmony Reserve is listed as an age-restricted 55+ community. Specific age and occupancy rules are set by its governing documents, so confirm the current rules with the HOA.

A 15,000-square-foot clubhouse includes a fitness center, movement studio, banquet hall, card and game room, and catering kitchen. Outdoor amenities include a pool, tennis, pickleball, and bocce courts, horseshoe pits, and six lakes and ponds.

Yes. Harmony Reserve is a gated community in Vero Beach, FL.

More 55+ communities and condos in Vero Beach

Thinking about buying or selling at Harmony Reserve?

Exodus Realty helps buyers and sellers in 55+ communities across South Florida and the Treasure Coast, including clients moving here from out of state.

Paul Christle, Licensed Real Estate Broker · Exodus Realty. Information is believed reliable but not guaranteed. Verify association rules, fees, flood zones, schools and taxes independently.