5045 SW St Creek Drive, Palm City, FL 34990

$910,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,942 Status: Closed
Current Price: $910,000 List Date: 3/12/2026 Last Modified: 9/09/2026

Overview

Description

Welcome to refined luxury and spacious living in this exceptional 5-bedroom, 4-bath CBS estate offering nearly 4,000 square feet of living space, gracefully positioned on a private cul-de-sac in the highly sought-after Hammock Creek community. Set on an expansive ½-acre homesite, this popular Mount Vernon model backs to a serene natural preserve, creating a peaceful backdrop and offering outstanding privacy. Designed for both elegant entertaining and comfortable everyday living, the home features a gourmet kitchen with granite countertops and 42-inch cabinetry, seamlessly flowing into generous living spaces filled with natural light. The luxurious primary suite serves as a private retreat, complete with a spa-inspired bath featuring a soaking tub and an oversized walk-in double shower.

Supplements: Additional highlights include a convenient cabana bath, a spacious upstairs living area ideal for a media room, game room, or guest retreat, and expansive outdoor space with ample room to design your dream pool and outdoor oasis. A newer roof installed in 2020 adds peace of mind, while the low HOA fee enhances the lifestyle with included internet, ...

Listing Details MLS# B26000969

General Property Information

Property Sub Type
Single Family Residence
Bedrooms Total
5
Bathrooms Total
4
Bathrooms Full
4
Building Area Main
4942
Building Area Source
Public Records
Living Area Main
3813
Living Area Source
Public Records
Accessibility Features YN
No
Year Built
2003
Garage YN
Yes
Attached Garage YN
Yes
Garage Spaces
3
Covered Spaces
3
Parking Total
3
Gated Community YN
Yes
Lot Size Area
20351
Lot Size Acres
0.47
Senior Community YN
No
Outdoor Living Spaces YN
Yes
Stories Total
2
Stories
2
Direction Faces
Northwest
Pool Private YN
No
Furnished
Unfurnished
Washer/Dryer Allowed YN
Yes
Year Roof Installed
2020

Property Features

Application Information: 1-2 Weeks Approval Association Fee Includes: Cable TV; Common Areas; Recreation Facility; Security Dining Area: Dining/Living Room; Eat-In Kitchen; Snack Bar/Counter Electric: Three Phase Flooring: Ceramic Tile; Wood Parking Features: Garage Door Opener; Golf Cart Parking; Attached Garage; Garage Property Condition: Resale Special Listing Conditions: Standard Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer; Water Heater Water Heater Details: Electric Water Heater Architectural Style: Mediterranean; Traditional Construction Materials: CBS Cooling: Ceiling Fan(s); Central Air Association Type: Homeowner Association Heating: Central; Electric Interior Features: Bedroom Layout - Split; Built-in Features; Cabana Bath; Cathedral Ceiling(s); Kitchen Island; Pull Down Stairs; Roman Tub; Upstairs Living Area; Vaulted Ceiling(s); Walk-In Closet(s) Laundry Features: Inside; Laundry Tub Listing Terms: Cash; Conventional Lot Features: Room for Pool Pets Allowed YN: Yes Pets Allowed: Breed Restrictions Possession: Close Of Escrow Restrictions: Buyer Approval Required; Lease Restrictions Other Leasing Restrictions: Leasing Prohibited 1st Year Roof: Concrete; Tile Security Features: Gated - No Guard; Smoke Detector(s) Sewer: Public Sewer Sprinkler Description: Auto Sprinkler Structure Type: House Tax Information: County Only; Homestead Exemption Utilities: Cable Available; Sewer Available; Water Available; Underground Utilities View: Preserve Water Access: None Water Source: Public Window Features: Blinds Showing Requirements: 24 Hour Notice; Appointment Only; Call Listing Agent; Occupied; Schedule Online; Text Listing Agent Outdoor Living Spaces: Patio; Porch Patio Details: Patio - Covered Porch Details: Porch - Open Contingencies: Appraisal; Financing; Inspection Room Types: Attic; Family Room; Kitchen; Laundry; Living Room; Loft; Master Bedroom Acreage Description: 1/4 To Less Than 1/2 Acre Lot; Less Than 1 Acre Lot

Contract Information

Comp Sale YN
No
Original List Price
960000
Listing Service
Full Service

Location and Legal

Country
United States
County Or Parish
Martin
County Parish Name
Martin
Street Number
5045
Street Direction Prefix
SW
Street Name
St Creek
Street Suffix
Drive
City Name
Palm City
State Or Province
FL
Postal Code
34990
Postal Zip
34990
Subdivision Name
HAMMOCK CREEK
Area
6090 - Palm City
Geographic Area
MRTC - Martin County
Elementary School
Palm City
Middle Or Junior School
Hidden Oaks
High School
Martin County
Special Assessment YN
No
Parcel Number
443841003000007600
Zoning
Res

Financial Information

Association YN
Yes
Association Deposit YN
No
Association Fee
203
Association Fee Frequency
Monthly
Association Membership
Mandatory
Application Required YN
Yes
Association Email
april@hammockcreek.com
Association Website
hammockcreekhoa.com
Master Association YN
No
Estimated Monthly Assoc Recurring Fee
203
Membership Fee Required YN
No
Tax Annual Amount
7672.28
Tax Year
2025
Tax Legal Description
LOT 76 PLAT 6 HAMMOCK CREEK PUD (PB 15 PG 1)

Status Change Information

Major Change Timestamp
2026-04-21T21:25:32Z
Major Change Type
Status Change
Status Change Date
2026-04-21
Under Contract Date
2026-03-21
Close Date
2026-04-21
Close Price
910000
Buyer Financing
Conventional

More Information

Application Fee Details

Application Fee Required
Yes
Application Fee
125

Entry Information

Entry Location
Entry Level Living Area Y

Main Level Rooms

Main Level Bathrooms
2
Main Level Bedrooms
2

Pet Details

Pet Fee YN
No

Qualifying Requirements

Minimum Credit Score YN
No

Leasing Restrictions

Leasing - Max Times Per Year
Yes
Leasing - Minimum Number of Days
365

Storm Protection

Panel Shutters
Complete

Room Types

Kitchen Level
Main
Living Room Level
Main
Master Bedroom Level
Main

Price Calculations

Current Price To SqFt
194.25

Originating Details

Originating System Key
20260312195505282495000000
Originating System ID
M00000170

Room Information

Room Name Length Width Level
Living Room 21.00 17.00 Main
Kitchen 12.00 12.00 Main
Master Bedroom 21.00 15.00 Main
Attic
Family Room
Loft
Laundry
IDX
Listing Office: Coldwell Banker/ Res. Real Est
Source MLS Verified
Last Updated: September - 09 - 2026
This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. Copyright 2026 Beaches Multiple Listing Service, Inc. All rights reserved. Information Not Guaranteed and Must Be Confirmed by End User. Site contains live data.